How CashBharo works

1. 1
   Start at CashBharo

   Find the store you want and choose "Activate cashback & shop". We open the retailer with a tracking link attached to your account, which is how the sale gets credited to you.

2. 2
   Shop exactly as you normally would

   Same website, same prices, same payment. You do not pay anything extra, and you can still use the retailer's own coupons.

3. 3
   Your cashback tracks automatically

   The retailer reports the sale to us, usually within a few days. It appears in your account as pending.

4. 4
   It confirms, then you withdraw

   Once the retailer's returns window has passed, the cashback is confirmed and you can withdraw it to your own UPI or bank account.

When a retailer gets a sale through us, they pay us a commission - usually a percentage of your order. We pass the majority of that commission on to you as cashback and keep a small share to run the service.

That is the whole business model. We are not marking anything up, and you are not paying a fee. If you shopped at the same retailer without us, you would pay exactly the same price - the retailer would simply keep the commission instead of sharing it with you.

Retailers do not pay commission immediately. They wait until their returns window closes, because a returned order earns nobody anything. That window is typically 30 to 90 days depending on the retailer.

So your cashback sits as pending until the retailer confirms the sale, then becomes confirmed and available to withdraw. We only ever pay out cashback that has been confirmed, which is also why we can pay it reliably.

CashBharo is not a wallet. Your confirmed cashback is money we owe you, and when you request it we send it directly to your own UPI ID or bank account. You cannot spend a balance inside CashBharo, and we are not holding funds on your behalf.

Tracking is reliable but not magic. These three habits avoid nearly all problems:

• Come through CashBharo immediately before buying, and finish in the same browsing session.
• Do not visit another coupon or cashback site in between - whichever site you visited last usually gets the credit.
• Empty your basket first and add items after arriving, so nothing was added before we started tracking.

If a purchase still does not appear, you can raise a missing cashback claim and we will take it up with the retailer.